As winter sets in, unoccupied probate properties face a heightened risk of escape of water- most commonly caused by frozen, burst, or leaking pipes. With no one present to spot a problem quickly, water damage can spread fast, leading to extensive repairs, prolonged delays in sale, and increased risk exposure for the law firms managing the estate.

At Watchman, we’ve developed three tailored escape‑of‑water protection options specifically for lawyers who want to proactively reduce the risk and even limit excess should a claim be required. These flexible choices ensure you can select the most appropriate level of protection for each property you manage.

How Watchman Can Help

Specialist Probate Property Insurance

Watchman Insurance is designed exclusively for probate practitioners handling unoccupied residential properties. Our deferred premium model requires only a small upfront deposit, with the balance settled at a fixed daily rate once the property is sold or after 12 months. This helps protect the estate's funds and reduces administrative pressure for your firm.

But we don't stop at insurance:

Inspections

Our independent property inspection service provides early detection of potential issues, supports compliance, and helps ensure properties remain protected, secure, and properly maintained throughout the probate process.

Together, these solutions offer comprehensive, practical protection during the winter months when risks are at their highest.

Escape of water conditions and eligibility vary, you must check your policy for the applicable terms and conditions to engage the appropriate services.

Find out More

If you'd like to learn more about our three escape-of-water protection options and how we can help your firm limit risk and reduce excess exposure, we'd be delighted to speak with you.

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