01935 389812
Unoccupied Probate Property Insurance
The policy you pay for when the house is sold
Protect unoccupied properties against risks during the probate process. We offer flexible cover, exclusively for UK solicitors, secured with a small deposit and paid when the house is sold.
Unlike our competitors, Watchman customers do not have to pay the full upfront premium, which reduces the pressure on your firm or your client’s funds while they are still trying to sell the property.
What sets Watchman apart?
Easy to set up, with same day cover usually available.
Initial deposit only.
Balance of premium is deferred for up to a year.
No cancellation fees.
No hidden charges.
Cost-effective cover.
Wide standard of cover.
Easy security and inspection criteria.
NO risk of ‘gaps’ in the cover period and you only pay for the days of cover you need.
Watchman Insurance is provided for up to one year at a time and apart from a small initial deposit, you can usually settle the insurance premium when the property is sold or transferred within the policy period.
The premium is ‘deferred’
Watchman lasts for up to a year at a time but you only pay for the exact number of days cover you need. A small deposit secures cover for a fixed daily rate that accumulates and is then settled when the property is sold/transferred up to a year later.
Most other policies:
- Exclude cover for malicious damage, theft, subsidence/heave and escape of water.
- Include complicated and often onerous security requirements and may require better replacement locks.
- Have weekly inspections requirements.
- Include cancellation fees and disproportionate cancellation scales usually apply.
- May require you to use your own funds to pay the premium or enter a finance agreement.
- Cover is often not available for property unoccupied due to client in care or subject to legal capacity.
However, with Watchman:
- Cover* for malicious damage is usually included as standard, subject to post code. (*Excesses will apply)
- Enjoy simple, hassle-free security requirements by using the existing locks and security systems, and removing keys from the premises.
- Inspections occur every 30 days.
- Only pay for days on cover, and no cancellation fee.
- Deferred payment and daily price mean you only pay for exact days on cover, no premium finance means easy administration and no APR credit charges.
- Cover is available for property unoccupied due to client in care or subject to legal capacity.
What we do
Insurance
Watchman’s deferred premiums have been revolutionary in changing the way probate solicitors protect their clients’ estates.
Inspection & Maintenance
From valuations to property maintenance, Watchman is committed to delivering high-quality service, making estate management simpler and faster.
Sale
Work with our trusted partners to sell the property via private treaty, auction or property investors.
